Business, money, math and science for kids · Free · California 501(c)(3)

Some kids grow up around business. Every kid can learn it.

Price, cost, margin, risk, credit and ownership: the ideas a business school packs into two years for adults, spread across the years a child is already in school. Grades 3 to 6 run on printed workbooks, one assignment a week. From Grade 7 the lessons move to a web app with Pip, an AI tutor, and guest speakers in person. It is built for kids in lower-income communities who will not hear any of this at the dinner table, and it is free to anyone.

Nineteen school years of workbooks are written and free today, with math and science for Grades 1 to 6 beside the business line. Grade 7 is written and open to educators as a preview. No program of ours has run with students yet, and this site says so wherever it matters. If you teach Grades 1 to 6, take a year and start Monday.

684
Workbook weeks
19
Workbook years
$0
Price, to anyone

This is Pip. Pip is a graph: one vertex, five edges, no loops. Pip is on the cover of all 19 books, and an older Pip is the tutor in the Grade 7 app.

Subjects
5

Mathematics, science, leadership, entrepreneurship and financial literacy

Weeks of Lessons
684

19 full school years, 36 weeks each

California Standards Matched
206

Distinct math and science standards across all 684 weeks

Cost to Students
$0
Free to Download
100%

Every workbook and teacher guide

Our Mission

Adults pay
$167,475 for this.
Nine-year-olds get it free.

That is USC’s own published figure for two years of a full-time MBA, and Stanford asks more. It buys you how pricing, capital and ownership work, at twenty-eight, on a payment plan. We write the same ideas for children, spread across their school years, and charge nobody.

It is not a degree, and we say so at length. It is the material, ten years early, free, for the child whose family could not have handed it down. And for the family too: the student is meant to go home and teach it.

See which idea lands in which grade
01

Leadership & Venture

One student, one product, one market day. Then a team, a profit split written as fractions, and a rival who prices against you. Grades 4 to 6 are written and free. From Grade 7 it moves to our web app, with Pip the AI tutor and guest speakers in person. Grade 7 is in preview for educators; Grades 8 to 12 come next.

The ten-year ladder
02

Financial Literacy

A child’s own money first, then a plan, then the gap between a price and a cost, then the numbers other people put in front of them. Grades 3 to 6 are written and free, and from Grade 7 it continues in the web app. This is knowledge that usually arrives through a family, which is why it belongs in a school.

The four money years
03

Mathematics

Sorting, maps, proofs, routes and rules, beside the state curriculum rather than on top of it. Six complete years, Grades 1 to 6, standards-mapped and free today. It asks for reasoning rather than speed, so it reaches the child still shaky on regrouping.

The six years
04

Science

Investigation-led, almost no materials cost, printable in black and white. Six years, Grades 1 to 6, written and free: plants, sound and light; land and materials; causes and fair tests; energy; particles and ecosystems; systems from a cell to the climate. Grades 7 and 8 are deliberately unwritten, and high school science is not written yet.

Where it sits on the map

The half we did not write

A workbook has
never taught
anyone anything.

The curriculum is the half of this that can be done alone at a desk. The half that decides whether a child learns anything is done by an adult in a room, and we are not that adult.

The material is being taught. Teachers have written to tell us so, homeschool educators among them. We could not tell you their names, because nothing we publish asks for one. What we can tell you is that if a child has learned one thing from these pages, an adult did that. Not the paper, and not us.

If you teach, this page is for you
Grades 1 to 6Running today

Slow, weekly, inside the school year

The classroom teacher, the instructional aide, the after-school lead, or a caretaker at a kitchen table.

Grades 7 to 12Grade 7 preview, adults only

At their own pace, with a room to meet in

Pip, an AI tutor that tells students plainly it is an AI. Guest speakers and fireside chats in person, organized by Cindy Ha, the founder, with a teacher from the school in the room.

The one thing we are asking for

We are looking for school districts to host the first pilot year. The first to sign runs a spring test unit in one middle school. From the fall, the full Grade 7 year can run in several districts at once, because the lessons run in a web app and nobody needs a seat.

Cindy Ha, the founder, brings in the speakers and intends to be at every session.

Read the ask

Founder Spotlight

The founder
learned this
the hard way.

CH

Cindy Ha

Founder & Executive Director

Cindy Ha grew up in Highland Park and went through Los Angeles public schools doing everything they asked of her. None of it covered how a business works. She found out by opening one: a 900-square-foot storefront she renovated herself, grew into a retail, wholesale, import and e-commerce business, and later sold.

The MBA at the University of Southern California came afterward, and with it the discovery that a whole field had been there the entire time. This organization hands that to children two decades earlier than she got it, spread across their school years instead of compressed into two.

“If only I had known all of this at a much younger age.”

Cindy Ha, Founder & Executive Director

Operator, then student

Built a 900-square-foot storefront into a retail, wholesale, import and e-commerce business, sold it, then went back for an MBA.

Los Angeles public schools

Raised in Highland Park and schooled in LAUSD classrooms, where none of this was on offer. That is the gap the curriculum closes.

Built for a public school budget

Written against the California pacing guide and proofed on a black-and-white copier, so money is never why a school says no.

Published whole, or not at all

Workbooks, answer keys and the research behind them, in full. No license, no email wall, no sample chapter with the rest behind a call.

What we have built

684 weeks

19 full school years, written and free to download

The honest ask

Somebody is already teaching this.

19 finished years, free to run, and teachers have written to say they are running them. What has never happened is a program with a roster, a pre and post, and somebody watching. The Grade 7 web app is built for that, and it needs a district to say yes. If you teach, take a year. If you work for a district, host the first pilot. If you give, make it the first program anybody can check.